Borrowing money to satisfy your needs is a fairly widespread prevalence. This new analysis highlights the importance of implementing financial management packages early and tailoring them to the particular wants of individuals on the autism spectrum. Researchers suggest that monetary management and literacy need to become an integral a part of social services and education. Introduction The time value of cash is an important concept in monetary administration. It can be used to check investment alternatives and to resolve issues involving loans, mortgages, leases, savings, and annuities. The time value of money may be defined as the value of money obtained today instead of in the future.