The advantages of having good cash abilities in the case of money management are unimaginable. Now let’s return to you profitable $1 million and make some assumptions. You owe $30,000 in credit card debt at 18%, and $200,000 on a house value $one hundred seventy five,000; plus you’re about to lose your job with no good prospects. It’s a good thing you gained $1 million, but you continue to have some money management issues to cope with: debt, future taxes, lack of a future earnings, and investing cash for the long run. A real financial planner may cost you a charge to address these points and make a financial plan designed to succeed in your whole financial goals.