ECommerce just isn’t new to the world but it’s comparatively new to Sri Lanka. Kadoya’s group found that individuals with excessive financial literacy are considerably less anxious by the use of accumulating assets, akin to savings, bonds, and insurance coverage. Much less financially literate individuals, in the meantime, are less more likely to have gathered enough belongings to scale back nervousness, probably as a result of they rely extra on social safety earnings for assurance in old age. The researchers found that having a toddler and doing common train additionally lowered concern about life in previous age.